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FY 2025-26 & 2026-27

Income Tax Calculator

Calculate tax under Old & New Regime for FY 2025-26 and FY 2026-27. Includes 87A rebate, surcharge, cess and all deductions.

Financial Year
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💼 Income Details

₹
Your CTC or gross salary before deductions
₹
FD interest, rental income, freelance etc.
₹
₹75,000 for salaried (New) / ₹50,000 (Old)

🏦 Deductions (Old Regime Only)

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Max ₹1,50,000
₹
Self: ₹25,000 | Senior parents: ₹50,000
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Max ₹50,000 (over 80C limit)
₹
Actual HRA received minus rent paid
₹
Max ₹2,00,000 for self-occupied property
₹
Education loan interest, donations etc.
💚 Better Regime for You
₹0
🟣 New Tax Regime
₹0
FY 2025-26 · After Rebate & Cess
Taxable Income₹0
Basic Tax₹0
Rebate u/s 87A-₹0
Surcharge₹0
Health & Ed. Cess (4%)₹0
Total Tax Payable₹0
Effective Tax Rate0%
🔵 Old Tax Regime
₹0
FY 2025-26 · After Rebate & Cess
Taxable Income₹0
Basic Tax₹0
Rebate u/s 87A-₹0
Surcharge₹0
Health & Ed. Cess (4%)₹0
Total Tax Payable₹0
Effective Tax Rate0%

🟣 New Regime — Tax Slab Breakdown

Income SlabRateIncome in SlabTax
Total
📺 Learn More

Understanding the New Income Tax Regime

Watch this quick explainer on the benefits of the New Tax Regime for FY 2025-26.

Income Tax Calculator FY 2025-26 and FY 2026-27

Calculate your exact income tax liability under both Old Tax Regime and New Tax Regime for FY 2025-26 (AY 2026-27) and FY 2026-27 (AY 2027-28). Enter your salary, other income and deductions like 80C, 80D, HRA and home loan interest to get your net tax payable including 87A rebate, surcharge and 4% cess.

New Tax Regime vs Old Tax Regime 2025-26

The New Tax Regime offers lower slab rates but no deductions. The Old Tax Regime allows deductions under 80C (up to ₹1.5 lakh), 80D (health insurance), HRA, home loan interest and more. Use our calculator to find which regime saves you more tax.