Finance & Tools Guides

India's biggest tax overhaul in 64 years takes effect April 1, 2026. Form 16 becomes Form 130, new allowance limits, faceless assessment expanded — here is the complete guide.

The draft Income Tax Rules 2026 expand the 50% HRA city list and introduce landlord relationship disclosure. Key reading for IT employees in these cities.

Vehicle perks, employer loans, transport allowance, PAN reporting — every change in the Draft IT Rules 2026 that affects your monthly salary, explained simply.

Full breakdown of New and Old regime tax slabs, 87A rebate, surcharge and cess for FY 2025-26. With worked examples for ₹6L, ₹10L, ₹15L and ₹20L salaries.

PPF, ELSS, LIC, EPF, home loan principal — all 80C investments explained. How to maximise your ₹1.5 lakh limit and save up to ₹46,800 in tax this year.

Everything you need to know about EMI calculations — the formula, how banks calculate it, how to reduce your EMI and the real cost of a 20-year home loan.

Detailed comparison with real returns data. When to choose SIP, when lump sum wins, and how to use both strategies together for maximum wealth creation.

Step-by-step guide to compressing PDFs for government portals, job applications and WhatsApp. Which tools work best and how to avoid quality loss.

India's biggest tax overhaul in 64 years. The new Act replaces 1961 law with 536 streamlined sections, digital-first compliance and renamed forms. Tax rates unchanged.

Form 12BB becomes Form 124, Form 16 becomes Form 130, revised allowances and new HRA disclosures. Everything a salaried employee must do before April 2026.

Four new cities added to the 50% HRA bracket. New disclosure rules for rent paid to parents. What every salaried employee in India's IT hubs needs to know.